There is a subtle difference between a budget and a spending plan. A spending plan is couched in empowering language and encourages thoughtful financial decisions. You might think of a ‘spending plan’ as a roadmap for how you’ll spend your money, rather than a list of ‘don’ts’ that restrict your spending — even if the […]
Create a spending plan, not a budget. Read More »
We won’t find a solution by telling ourselves that there is no problem. That thinking “There shouldn’t be a problem, so there is no problem, so we don’t have to deal with this” keeps us in a rut. And things can potentially get even worse. There’s something going on that is problematic for us. We
You cannot solve a problem you are not willing to have. Read More »
First time doing anything can be hard. After all, it is an experience we’ve never had before. We might feel embarrassed, anxious, frustrated, or scared during these moments. But, you can do it! Firstly, admit to yourself that this is a ‘first time’ moment. “This is my first [time taking care of a sick parent,
First times can be overwhelming. You can do it! Read More »
You’re wishing for change in your life? You’re gonna have to do it yourself. No one is coming to push you. Some good people may help you along the way. Maybe, a little prod here and there, but never the real push to get you to where you want to be. No one is coming
You’re always going to need to give yourself a push. Read More »
We procrastinate when we are in a negative mood. To motivate ourselves, we need to work to get ourselves in a happier mood. Happiness increases productivity and makes us more successful. One way to increase optimism and lift our mood is through the “Progress Principle”. Celebrate any progress made, no matter how trivial. (Yeah, even
To beat procrastination, celebrate your small wins. Read More »
For some of us, making a decision can be overwhelming: Should I choose A or B? We deliberate and ruminate and then we don’t make any decision at all. We choose neither A or B. Often, we do this because as long as no decision has been made, the potential of the outcome remains. But
Not making a decision – is a decision you are making. Read More »
Initiative is the willingness to act. It is being proactive. It is stepping forward. Even without expressly being asked or waiting for permission. Even without conditions being “just right”. Initiative is a mindset. It is also a skill; and it can be developed. 1. Be the First. Be the first to say “good morning”. Be
Taking initiative is a form of self-empowerment. Read More »
That quest for perfection, or the ‘best’, holds us back from the very good. By aiming for perfection, we set goals so unrealistic that they become impossible to reach. Sometimes, we don’t even start because we only want perfection and then we do nothing at all. This can make us feel lousy about ourselves, in
Don’t aim for perfection. Just better than yesterday. Read More »
How we handle and manage any situation, challenge or experience in our life is how we probably handle all (or most) of them. Those patterns of behavior and characteristics show up in all (most) areas of life. Judging favorably. Procrastinating. Blaming. Learning from mistakes. Laughing. Complaining. Avoiding. Insecurity. Patience. The good news about this is
How you do anything is how you do everything Read More »
Forgiveness is for yourself; it’s for your peace of mind, your sanity, your freedom, your health. Your forgiving doesn’t need anything from the person who hurt or betrayed you. Forgiving does not necessarily mean making up with the person who hurt you. It is about letting go of the grudge, the anger, the resentment, the
You can forgive even if the other person hasn’t apologized Read More »
